i called and made arrangements for automatic payments for the *rd (starting in nov...

i called and made arrangements for automatic payments for the *rd (starting in nov) ,,,,of every month! so i got charged early! causing my bank account to be negative! so i called fingerhut customer service im suppose to get credit for the negative fees and got credit of **.** not **.** and now my account statement says late!? no payment and its all messed up! why??! Previous Balance ***.***Payments & Credits **.***Purchases & Debits *.***Fees Charged *.***Interest Charged *.***New Balance ***.***Credit Limit ****Available Credit ****Statement Closing Date *********Days in Cycle ***Past Due Amount *.***Minimum Payment Due **.** Payments*Minimum Due *$**.***Due Date************Scheduled Payment — Monthly on the *rd for Minimum Payment Due*View Scheduled Payments*Pay Minimum Due or Any Amount**Credit Activity*Current Balance *$***.***Available Credit*$*.**