Capital One Auto Finance Customer FAQ

Top Answers & How-to Guides

What is Capital One Auto Finance's Phone Number?

The question we are asked most often is about how to talk to Capital One Auto Finance customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Does Capital One offer any incentives or discounts for auto loans?

Yes, Capital One does offer incentives and discounts for auto loans. They understand that buying a car is a significant financial decision,...
Ask any question you have about Capital One Auto Finance customer service, get an answer now.

Recent Capital One Auto Finance Customer Questions

Can i get a letter about the repossession of the Chrysler 300 for OMV

Yes, after your Chrysler 300 is repossessed by Capital One Auto Finance, you can receive a notice that provides information about the repossession. It will also include options available to you, such as how to retrieve your car or how to pay off your loan. You should contact Capital One Auto Finance directly and request this letter if you didn't receive it to ensure all your paperwork is in order.
Asked Mar 20, 2024 7:49 PM

I am an AUTO dealer trying to make a payoff I need the account number

We're sorry, but we can't provide specific account details or facilitate transactions through this platform. It's crucial to maintain respect for customer security and privacy. As a dealer, you should reach out to your customer directly to request any account details necessary. The customer should then authorize this transaction with Capital One Auto Finance. It's vital to ensure that such operations happen via official Capital One channels to maintain the utmost security for customer details.
Asked Mar 13, 2024 5:21 PM

How can I get my title released from lien that Capital One has on an old paid off credit card?

If your auto loan was with Capital One Auto Finance and is now fully paid off, you should receive a release of lien on your title. If you've not received it, contact Capital One Auto Finance directly. They have a team who specializes in lien releases. Please ensure that your payment has cleared and it's been 7 to 10 business days after your final payment to allow time for processing. The specific process may vary state-by-state due to different DMV regulations, so it's also worth checking the requirements of your state. Always remember to communicate clearly with all parties involved to make sure the process goes smoothly.
Asked Feb 22, 2024 3:37 AM

Help me with my Capital One Auto Finance customer service issue

Eligibility Criteria

What are the eligibility criteria for getting an auto loan with Capital One?

To be eligible for an auto loan with Capital One, there are a few criteria you must meet. Firstly, you must be at least 18 years old,...

Loan Terms

What is the maximum loan term offered by Capital One Auto Finance?

The maximum loan term offered by Capital One Auto Finance is currently 72 months. This allows borrowers to spread out their payments...

Loan Amount

What is the minimum and maximum loan amount you can borrow?

At Capital One Auto Finance, the minimum and maximum loan amounts you can borrow are subject to certain factors. The specific loan...

Co-signer Requirement

Do I need to have a co-signer for an auto loan?

Having a co-signer for an auto loan is not mandatory with Capital One Auto Finance. Whether or not you need a co-signer depends on...

Approval Time

How long does it take to get approved for an auto loan?

The approval process for an auto loan with Capital One Auto Finance typically takes around 24 to 48 hours. However, the actual time...

Interest Rate

What is the interest rate offered for auto loans?

The interest rate offered for auto loans through Capital One Auto Finance varies depending on various factors. These factors include...

Refinancing

Can I refinance my existing auto loan with Capital One?

Yes, you can refinance your existing auto loan with Capital One. Refinancing your auto loan may help you reduce your monthly payments,...

Prepayment Penalties

Can I pay off my auto loan early? Are there any prepayment penalties?

Yes, you can pay off your auto loan early with Capital One Auto Finance. There are no prepayment penalties for doing so. By paying...

Missed Payment

What happens if I miss a payment on my auto loan?

If you miss a payment on your auto loan with Capital One Auto Finance, there are a few things that can occur. Firstly, a late fee may...

Financing Used Cars

Can I finance a used car with Capital One Auto Finance?

Yes, Capital One Auto Finance offers financing for used cars. Whether you are purchasing from a dealership or a private party, our...

Incentives and Discounts

Does Capital One offer any incentives or discounts for auto loans?

Yes, Capital One does offer incentives and discounts for auto loans. They understand that buying a car is a significant financial decision,...
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