How long does it take for a money transfer to be completed?

The time it takes for a money transfer to be completed with Xoom can vary depending on several factors. In most cases, transfers sent using Xoom's Money in Minutes service can be ready within minutes. However, certain factors such as the recipient's location, payout method, and any verification requirements may affect the timeline. For transactions that require additional verification, the process may take longer and typically takes around 4-24 hours. Bank transfers can take between 1-3 business days to be completed depending on the countries involved. It's important to note that some delays may occur due to unforeseen circumstances like local bank holidays or technical issues. Xoom endeavors to provide fast and efficient money transfers while ensuring necessary security measures are in place.