Yes, Western Union offers services that allow individuals to send money to recipients who do not have a bank account. The sender can use various methods to transfer funds, including online transactions or in-person visits to Western Union locations. Once the money is sent, the recipient can typically collect the funds in cash at a nearby Western Union agent location, where they may only need to present a valid form of identification and the transaction details. It is essential for both the sender and recipient to be aware of the fees and exchange rates that may apply to such transactions. While Western Union provides many options for sending money, it is advisable to check the current web page for the most accurate information regarding services and procedures.