How Do I Check My Points Balance with Visa?
With the many Visa cards issued by different parties, it's important to know the correct method of checking your point balances. Calling the toll-free number at the back of your Visa card is a simple way to confirm your points. You can also go to your issuer's website, input the required details then check your balances. Card issuers have different methods of checking points balances, so make sure you follow the correct method.
Today, more Visa cards than ever are offering their clients bonus points on select categories or transactions. Therefore, if you have a visa card that earns you points per the issuer's guidelines, you are already earning rewards at a specific set rate per dollar. Still, you may be considering applying for a Visa card that earns reward points, but you are unsure how you'll check your points.
Checking your point balance with Visa is a fairly simple procedure that should be straightforward for any cardholder. Here are some of the different processes you can follow to check your reward balance.
Call the Visa Card Issuer
One of the easiest ways to that you can use to check your points balance with Visa is by calling your card issuer. You can use the customer service number that is usually listed at the back of your card. If it's issued directly by Visa, contact the company here.
You can use text messaging to discover your points balance for some cards, such as Visa Payroll and Visa Buxx. Others also provide you with aPIN that you can use to check your rewards through an ATM.
Check Your Point Balance Online
Visa sells prepaid cards through third-party banks, retailers, and credit unions. Therefore, there isn't a single Visa source that you can use to check your point balances. A a result, you should go to your card issuer's website to confirm your balances. Once you get to your issuer's site, the details you provide also vary depending on your issuer.
For instance, if your prepaid card issuer is Vision, you will need to provide the card number, your date of birth, and the three-digit code on the card's back. For those with a Walmart Visa Gift Card, you'll need to enter your gift card number, the three-digit security code on your card, and the card's expiration date. Again, if you want to check the point balance from your Gift Card Mall card, you need to provide the same details as in the Walmart Visa card. If you want to check your rewards on Amazon, it's much easier since it reflects the points balances per your last billing cycle. To see your available points, simply login to chase.com, check your account activity, then select the plus sign on each transaction for more details.
How Much Are My Visa Balance Points Worth?
The value of your Visa card points varies depending on the point system of the issuer and the redeeming points method. In most cases, each point is equivalent to about one cent on average. However, your card issuer might make some adjustments to the expected value at any time. The value of your points may also vary depending on how you use your points.
For most Visa card rewards programs, you can spend these points on a charity donation, gift cards, travel, cash and get merchandise from an issuer's online shopping portal. Also, some Visa points can be worth more by utilizing some redemption methods than others.
Further questions?
Solutions to similar problems
Why does GetHuman Write How-to Guides for Visa Problems?
GetHuman has been working for over 10 years on sourcing information about big organizations like Visa in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Check My Points Balance with Visa? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.