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What is the process for a balance transfer on my NatWest Visa card?

Asked 5 months ago
The process for a balance transfer on a NatWest Visa card is designed to be straightforward and manageable. To initiate a balance transfer, the cardholder first needs to log into their online banking account or mobile app. Once signed in, there should be an option for balance transfers under the card management section. Typically, the cardholder will need to provide details regarding the amount they wish to transfer and the account information from which they are transferring the balance. It is important to ensure that the amount does not exceed the available credit limit on the NatWest Visa card. Generally, NatWest Visa offers promotional rates for balance transfers, so cardholders may want to verify any applicable fees or interest rates that may apply to the transfer. After submitting the balance transfer request, it usually takes a few days for it to be processed and for the balances to update accordingly. During this time, the original creditor may still require the cardholder to continue making payments until the balance transfer is fully completed. For additional guidance or more detailed terms, it would be beneficial to check the necessary information on the NatWest website, which offers comprehensive resources for cardholders.
Answered Jul 11th 2025

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