How Do I Add an Authorized User to My Visa Account?
Visa is a financial services institution. It does not issue credit cards directly. If you want to add more authorized users to your Visa card, you must apply to the institution that issued your card. Most of them should allow it, many do not require fees, and most of them require the same few pieces of information to make the application.
You can make your family finances easier if you put other family members on your Visa card as authorized users. Putting someone on your Visa card can also be a good way to help them build credit when they can't get a credit card of their own. To learn more about putting authorized users on your Visa card, just keep reading.
Visa Cards
Visa is a financial services corporation that facilitates electronic fund transfers and offers other services. It is mostly known for its Visa credit cards. However, the company does not extend credit or issue its credit cards directly to customers. Instead, it pairs with other financial institutions to offer Visa-brand cards through those institutions.
Each financial institution that offers Visa cards has its own rules regarding the use of those cards; there is no standard set of policies. It is therefore impossible to describe Visa's policies and procedures concerning adding authorized users. However, most financial institutions that offer Visa-brand credit cards do allow the addition of one or more authorized users. Most of them allow you to add anyone you want. Some of them charge fees for additional users, others do not. Different institutions may allow different numbers of authorized users to be added.
Adding an Authorized User to Your Visa Account
Most financial institutions that offer Visa cards will allow you to apply online. All you have to do is log into your account and find the authorization form. It should often be somewhere with the other tools to manage your account. If you cannot find a form online, you will have to call your financial institution's customer service. You will usually be required to provide the authorized user's full name, current address, birth date, and Social Security number.
Contacting Visa
Although you need to contact the financial institution issuing your card for questions specific to your account, if you need to ask any questions of Visa itself, you can use the phone, chat room, or help forum.
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