How Do I Find My US Bank Account and Routing Numbers?

p>When you making payments online or by phone, you will often get asked the routing number of the checking account. A routing number shows the location your account was opened. It is also referred to as a routing transit number (RTN.)

A routing number is specific to each bank. There is no way that two different banks can have the same routing number. Routing numbers are used when:

• Making direct deposits from your bank account especially when you are making the same payments every month. You can schedule with your bank to pay the bills automatically and for this, you will need a routing number.
• Processing checks – When depositing checks, they are processed faster when you give a routing number.
• Transferring funds – The number comes in handy, especially when doing bank-to-bank transfers. It allows financial institutions to transfer money to each other.
• Filing taxes – You need to provide your routing number when you file taxes so that you can receive your tax refund.
• Depositing salaries and pensions into your account.
• Making wire transfers.

Your account number, on the other hand, is directly linked to your account. Your account number is ten to 12 digits depending on the bank, while the routing number has nine digits. Different types of transactions use different routing numbers. Therefore, the routing number on your checks might be different from the one you need for direct debit. You can identify your account and routing numbers by:

• Using the app
• Visiting the banks' website
• Looking at your checks
• Checking on the printed monthly statements
• Looking it up on Fedwire
• Call the bank

Using the App

1. If you do not have the app, please download it from the android play store or iOS.
2. Enter the required details and then select "Account Options".
3. Go to "View Account Information".
4. Next, select "Account Number".
5. Your routing and account number will then be displayed in a pop-up window.

Visiting the Banks' Website

1. On the banks' website, select the "Login" option.
2. Fill in the fields with the correct information.
3. After you have been logged in, select the "My Accounts" option.
4. Click on the link with the last four digits of your account number right next to the account name.
5. Your routing number and account number will be displayed in a pop-up window.

Call the Bank

1. Dial the Bancorp customer care service number.
2. Speak to an agent and ask them for the information you need.
3. You may have to answer a few security questions before you can be given the information.

Looking at Your Checks

1. On your check, there are three sets of numbers printed in a computer-readable font at the bottom of your check.
2. The first set on your left is the bank routing number.
3. The second set, in the middle, is the account number.
4. The third and last set is your check number.

Checking Printed Monthly Statements

1. On the bottom of the printed statements that you receive from the bank, there are several digits there.
2. The first set of numbers is the routing number.
3. The next set of numbers is the account number.

Looking it up on Fedwire

1. Visit the official website of the Federal Reserve.
2. Agree with the terms and conditions displayed on the page.
3. Next enter the required details that is the name, the first two digits of the routing number, the state, the city, and what you are eligible for. Make sure you enter the correct details.
4. Click on search.
5. The results will display your full account number and routing number.