Is there coverage for mental health services?

UMR Health Benefits does typically provide coverage for mental health services, as they recognize the importance of mental health in overall well-being. This coverage may include a range of services such as counseling and psychotherapy, inpatient and outpatient treatment, and support for substance use disorders. The specifics of the coverage, including the types of services covered, the number of sessions allowed, and any co-pays or deductibles, can vary depending on the specific plan an individual has through UMR Health. It is also important to note that UMR usually adheres to the mental health parity requirements set forth by federal law, which means that mental health benefits should be provided at a level that is comparable to physical health benefits. Depending on the individual's plan, there may be a network of mental health professionals and facilities that are preferred providers, which can help manage costs effectively. To find detailed information regarding coverage details for mental health services and verify what is available under a particular plan, it is advisable to review the specific benefits booklet or summary of benefits provided by UMR Health. This documentation will outline the coverage specifics, including any requirements like pre-authorizations or referrals that may apply. For additional questions, one may also consider looking on the current UMR Health web page for more information.