Do I have coverage for alternative therapies like acupuncture or chiropractic care?

UMR Health Benefits offers various plans that may include coverage for alternative therapies, such as acupuncture and chiropractic care. However, the extent of coverage can depend on the specific plan you have. Some plans may provide benefits for these therapies, while others may have limitations or require pre-authorization. It is important to review your individual coverage details, as they will outline what services are covered, any applicable limits, and whether you will need a referral from a primary care provider. In general, many plans that include alternative therapy benefits also require the providers to be licensed and registered within their network. This means it is advisable to verify whether your chosen practitioner is in-network to maximize your benefits. In addition, certain conditions may be necessary for coverage, meaning that there may be specific medical indications for these therapies to be eligible for reimbursement. For the most accurate information regarding your specific coverage, it is encouraged to review the benefits summary provided by UMR Health Benefits. You may also wish to consult the UMR website, where more detailed coverage information, including contact details for further inquiries, can be found.