What is the waiting period for coverage?

Asked 6 months ago
The waiting period for coverage with Trupanion is 5 days. This means that any new illnesses or injuries your pet experiences within the first 5 days after policy activation will not be covered. However, any conditions that occur after this initial waiting period will be eligible for coverage, as long as they are not pre-existing. It is important to note that the waiting period only applies to new conditions and does not affect coverage for ongoing conditions that were existing prior to enrollment. Additionally, if your pet has previously been insured with another company, Trupanion may waive the waiting period and provide immediate coverage.
Answered Nov 2, 2023

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