What is the overdraft policy?

Travis Credit Union's overdraft policy aims to provide a safety net for its members. In the event of insufficient funds to cover a transaction, the credit union may choose to honor the payment, thus allowing the account to go into negative balance temporarily. However, this service is not guaranteed and should not be relied upon regularly. Overdrafts are subject to review and assessment on a case-by-case basis, depending on factors such as account history and creditworthiness. Members will be charged an overdraft fee for each item that exceeds their available balance, in accordance with the credit union's fee schedule. It is advisable to maintain careful account management and utilize other available services like overdraft protection or linked accounts to minimize overdraft occurrences and associated fees.