Does Desert Schools Federal Credit Union offer overdraft protection?

Yes, Desert Schools Federal Credit Union offers overdraft protection to its members. With overdraft protection, members can avoid declined transactions and potential fees in case of insufficient funds in their checking accounts. Desert Schools Federal Credit Union offers two options for overdraft protection: 1) Transfers from a linked savings or money market account, where funds are automatically transferred to cover any overdrafts in the checking account, and 2) Overdraft lines of credit, which provide a pre-approved line of credit that covers overdrafts, with interest only charged on the amount used. Members can choose the option that best fits their needs and have peace of mind knowing that they have access to a safety net for unexpected expenses or temporary financial gaps.