What is the overdraft policy for America First Credit Union accounts?

America First Credit Union provides an overdraft policy to support its members' financial needs. Account holders have the option to link their checking accounts to an overdraft line of credit, which acts as a safety net when their available balance is insufficient to cover transactions. If overdraft protection is activated, funds will be automatically transferred from the line of credit into the checking account to prevent declined transactions or returned checks. A daily interest rate applies to the overdrafted amount until it's repaid in full, ensuring transparency and convenience for members. This policy allows America First Credit Union members to manage unexpected expenses or temporary shortfalls without unnecessary inconvenience or financial stress.