Is The Hartford the Cheapest Auto Insurance?
On average, The Hartford is not the cheapest insurance company. However, The Hartford's coverage may be a good option if you're 45 or older, have a vintage car, or need coverage for your business's vehicle.
With so many insurance companies operating in The U.S., it can be very difficult to decide which is best for you. On average, The Hartford doesn't offer the cheapest car insurance. But that doesn't mean the company doesn't have its benefits.
Advantages of Choosing The Hartford
Although The Hartford doesn't have the cheapest overall prices, it may be a good choice for some people. Here's what you should know about The Hartford's policies:
If you're a member of the AARP, you will be eligible for special offers and benefits through The Hartford. Plus, The Hartford is more tailored to older drivers who are AARP members. The Hartford also boasts an excellent claims-handling process as well as an online claims-processing option if you want to avoid getting on the phone.
What's the Cost of The Hartford Auto Insurance?
Overall, The Hartford ranks poorly for auto insurance prices, and that's because for the average person The Hartford will be costly. However, the Hartford is specially tailored for members of the AARP and folks above their 40s in general. The cost variance of insurance policies for 25-year-olds, 45-year-olds, and 55-year-olds varies greatly. So if you're in the latter two groups The Hartford may be a good choice for your auto insurance.
Specialty Insurance Offered by The Hartford
The Hartford offers all the basic auto insurance that one could expect from any insurance company. However, they also offer some specialty insurance. If this specialty coverage applies to you then The Hartford becomes a much better choice.
Specifically, they offer classic car insurance for individuals looking to insure their vintage or antique cars. They also offer insurance for company vehicles while being used by either an employee or the business owner. For these specific types of coverage, The Hartford is one of the best choices for an insurance company.
Is The Hartford's Insurance Cheap?
In short, The Hartford offers great insurance coverage and prices for a specific group of individuals. The Hartford is one of the cheapest companies for individuals 45 and older. If you're a member of the AARP then The Hartford is an excellent choice because of the discounts they offer for AARP members. Finally, if you're looking for some of the specialized coverage like vintage car or business vehicle coverage, or if you're looking to bundle your auto insurance with other insurance types, then The Hartford is an even better choice.
Further questions?
Solutions to similar problems
Why does GetHuman Write How-to Guides for The Hartford Problems?
GetHuman has been working for over 10 years on sourcing information about big organizations like The Hartford in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our Is The Hartford the Cheapest Auto Insurance? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.