Is Safeco the Cheapest Auto Insurance?
Safeco car insurance policies may be cost-effective since the company also covers your medical expenses and personal injury expenses. You may end up incurring higher insurance premium expenses if you choose separate auto insurance and personal injury policies. Safeco also provides over 30 different discounts and rewards for safe driving behavior. Your local independent agent can help you get the best insurance rates. Contact the company's customer service team to get insurance quotes.
Safeco sells customized auto and home insurance policies to customers in all 50 US states. You can explore and buy the company's products through its official website or by getting in touch with its customer service team. The Safeco mobile app is easy to use and allows users to manage different insurance policy aspects through their phones. You can use the app to make premium payments, file and track claims, and view policy documents.
Competitive Market Rates
While the company does not offer the cheapest rates and estimates in the market, Safeco rates are competitive. The quotes offered by the company may vary based on the driver's age and experience.
The average cost of car insurance for a 21-year-old driver is approximately $340 per month, and the cost for a 40-year-old driver is around $230 per month. The rates provided to younger drivers who have less driving experience are considerably higher than older, more experienced drivers.
Personal Injury Coverage
Since the company also provides coverage for your injuries, you do not have to incur out-of-pocket expenses on medical bills or other related expenses. If you choose an insurer that does not offer personal injury coverage or cover medical payments, you will have to take care of the expenses on your own.
Rates Based on Value of the Vehicle
For car insurance, the type of vehicle you drive impacts your price. The company provides insurance coverage for cars, motorbikes, boats, watercraft vehicles, ATV and off-road vehicles, recreational vehicles, classic cars, Gokarts, and other low-speed vehicles. While there isn't a strict yes or no answer when it comes to cost, some providers may offer cheaper rates than Safeco when insuring sports vehicles.
Discounts and Rewards Offered by Safeco
The company offers several attractive discounts and rewards to drivers who showcase safe driving behavior. Speak to your independent insurance agent or customer service representative to get a comprehensive understanding of the various discounts and benefits that are available to customers.
Bundling Discount: If Safeco is your auto insurance provider and your home insurance provider, you have the option to bundle the policies and get discounts as high as 15%. You can also benefit from other package deal discounts if you have more than one vehicle at home.
Right Track Discount: Safeco monitors your driving behavior through its app. The app records data related to your acceleration and braking habits, nighttime driving habits, and the total miles driven. You could save up to $513 per year if the company recognizes that your driving habits are safe.
Cash Back Offers: The company offers a 2.5 % cashback to customers if they are claim-free for a six-month review period. While it may not seem like the company provides the cheapest rates and estimates for its policies, Safeco does offer a wide range of viable and attractive discounts and rewards. The company also offers several other teen safety rewards, safety rewards, and loyalty rewards.
Further questions?
Solutions to similar problems
Why does GetHuman Write How-to Guides for Safeco Insurance Problems?
GetHuman has been working for over 10 years on sourcing information about big organizations like Safeco Insurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our Is Safeco the Cheapest Auto Insurance? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.