Can I receive unemployment benefits if I am self-employed?

The New York Department of Labor provides specific guidelines regarding unemployment benefits for individuals who are self-employed. Typically, self-employed individuals do not qualify for standard unemployment benefits because they do not pay into the state unemployment insurance system. However, there have been instances, especially during crises like the COVID-19 pandemic, when temporary programs were enacted to extend unemployment benefits to self-employed individuals. For example, during the pandemic, the federal Pandemic Unemployment Assistance program was implemented, allowing self-employed individuals and gig workers to access unemployment benefits. This program provided financial assistance to those who were unable to work due to health-related issues or business disruptions. It is important to note that the availability of such programs may change over time and could vary based on specific circumstances. Individuals who are self-employed may want to explore options that the New York Department of Labor currently offers for unemployment benefits. They can find detailed information about eligibility criteria and any potential benefits on the Department of Labor's official website, where updated resources and guidance are available.