What is the difference between Medicare Part A and Part B?
Medicare Part A and Part B are different components of the federal health insurance program for senior citizens and certain disabled individuals. Medicare Part A primarily covers hospital stays, skilled nursing facility care, hospice services, and some home healthcare. It is mainly financed through payroll tax contributions during an individual's working years. On the other hand, Medicare Part B focuses on medical services and preventive care, such as doctor visits, outpatient care, medical equipment, and certain screenings. Part B requires monthly premiums and government funding. While Part A is generally automatic and doesn't require a premium for most beneficiaries, Part B requires enrollment and has a monthly premium based on income. Understanding the distinction between these two parts is essential when selecting Medicare coverage that best suits an individual's healthcare needs.
Answered Nov 2, 2023
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