Can I have other insurance coverage along with Medicare?

Asked a year ago
Yes, you can have other insurance coverage along with Medicare. Medicare is designed to be the primary payer for healthcare services, but it can be supplemented with other types of coverage to help pay for costs not covered by Medicare. This could include employer-sponsored plans, Medicaid, Medigap policies, or retiree health plans. You can also have coverage through a spouse's employer-based insurance, TRICARE for military personnel, or Veterans Affairs benefits. It's important to note that other insurance plans may have different rules and coverage criteria, so it's crucial to understand how they work alongside Medicare. Additionally, in certain situations, such as with prescription drugs, Medicare may require you to have additional coverage, known as creditable prescription drug coverage, to avoid paying penalties.
Adam Goldkamp is the editor / author responsible for this content.
Answered May 3, 2024

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