What is the Medicare Advantage program?

The Medicare Advantage program, also known as Medicare Part C, is an alternative way to receive Medicare benefits. It allows beneficiaries to receive their Medicare Part A (hospital insurance) and Part B (medical insurance) coverage through private insurance companies approved by Medicare. Medicare Advantage plans often offer additional benefits such as prescription drug coverage, dental, vision, and hearing services. These plans are required to cover all services covered by original Medicare, except for hospice care which is still covered under Part A. Medicare Advantage plans may have different costs and rules for how services are received, such as needing referrals to see specialists. It's important to carefully review plan details and compare different options to find the best fit for individual healthcare needs and budget.