What Questions Should I Ask Mapfre When Shopping for Auto Insurance?

Before selecting a car insurance plan, it's important to ask questions and make sure you're getting the best coverage possible. Ask your Mapfre representative if your car is covered, what locations are serviced and what your plan includes before moving forward.

Mapfre offers a range of insurance options for homes and vehicles. Founded in 1972, the company provides several membership perks including a loyalty discount and multicar discounts.

Car Insurance: Terms You Should Know

Before you ask Mapfre questions about its coverage, you should understand a few common auto insurance terms.

Gap insurance - If your car is totaled, gap insurance pays you the difference between the vehicle's cash value and the amount you still owe on your loan/lease. This isn't necessary if you own your car outright.
Comprehensive coverage - This covers damage done to your vehicle when it isn't being driven, including vandalism and theft.
Liability coverage - If you cause an accident, this covers the cost. In most states, liability coverage is required.
Personal injury coverage - This covers the cost of medical treatment and rehabilitation if you or a passenger in your car are injured during a car accident.
Collision coverage - With collision coverage, the cost of car repairs is covered after an accident, even if the crash was your fault.
Totaled - A car is considered totaled if the cost of repairs is greater than the cost of the car.

Getting the Right Coverage

Now that you understand some important auto insurance terms, it's time to make sure you get the right coverage. Consider these questions before starting a Mapfre auto insurance plan:

I have an exotic or performance car. Does Mapfre cover those?
Does Mapfre cover damage caused when my car isn't being driven? (Comprehensive coverage)
Does the Mapfre plan I'm considering include gap insurance?
My car has been declared totaled before. Will Mapfre still cover it?

Other Important Questions

Location

Mapfre doesn't provide coverage everywhere. Before starting your plan, make sure the company offers service in your specific location.

Cost

Like any purchase, considering the cost of your Mapfre auto insurance is important. Be sure to ask the company what perks are included with your plan's cost.

Discount

Mapfre offers a few discount options, including an AAA Membership option. Ask the company about these offers, as well as multicar discounts, before selecting a plan.

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