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Lincoln National Life Insurance Customer FAQ

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What is Lincoln National Life Insurance's Phone Number?

The question we are asked most often is about how to talk to Lincoln National Life Insurance customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Lincoln National Life Insurance Customer Questions

What is Lincoln National Life Insurance?

Lincoln National Life Insurance, often referred to as Lincoln Financial or Lincoln Life, is a well-established financial services company that specializes in providing a range of insurance and investment products. Founded in 1905, it has a long history of serving the financial needs of individuals, families, and businesses across the United States. The company offers various life insurance products, including term life, whole life, and universal life insurance, designed to help policyholders protect their loved ones financially in the event of unforeseen circumstances. In addition to life insurance, Lincoln National also provides various retirement planning solutions, including annuities and investment options. Their goal is to assist clients in achieving their long-term financial objectives through tailored products and services. Lincoln Financial emphasizes a customer-centric approach, focusing on education and support to help clients make informed decisions regarding their financial futures. For those seeking specific details about Lincoln National Life Insurance's offerings or services, it is recommended to visit their official website, where current information about products, policies, and contact details can be found.
Asked Jul 28, 2026 3:44 PM

Help me with my Lincoln National Life Insurance customer service issue

General Information

What is Lincoln National Life Insurance?

Lincoln National Life Insurance, also known as Lincoln Financial, is a prominent financial services firm established in 1905....

What types of life insurance plans does Lincoln National offer?

Lincoln National Life Insurance provides various life insurance options, including term, whole, universal, and variable life...

Premium and Payments

What factors are considered when determining life insurance premiums?

Several important factors influence life insurance premiums, including the applicant's age, gender, health history, family...

What happens if I miss a premium payment?

If a policyholder with Lincoln National Life Insurance misses a premium payment, outcomes vary by policy. Most policies offer a...

What is the grace period for premium payments?

Lincoln National Life Insurance typically offers a grace period of 30 to 31 days for premium payments, allowing policyholders...

Policy Management

Can I convert my term life insurance policy to a permanent life insurance policy?

Many term policies from Lincoln National Life Insurance offer a conversion option to permanent insurance, allowing for lifelong...

Can I change my life insurance policy after it has been issued?

Yes, changes can be made to a life insurance policy after it has been issued, such as adjusting coverage amounts or...

Can I add riders to my life insurance policy with Lincoln National?

Lincoln National Life Insurance offers customizable life insurance policies through optional riders, which enhance coverage or...

What types of riders can I add to my policy?

Lincoln National Life Insurance provides various riders for policies, such as accelerated death benefit riders for terminal...

Policy Loans and Claims

Can I borrow against the cash value of my life insurance policy?

Yes, it is typically feasible to borrow against the cash value of certain life insurance policies from Lincoln National, like...

How can I update my beneficiary information?

To update beneficiary information, policyholders should refer to their policy documents for instructions and visit the Lincoln...

How do I file a claim with Lincoln National Life Insurance?

Filing a claim with Lincoln National Life Insurance requires identifying the claim type, gathering necessary documents,...
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