How does a home warranty work?

A home warranty from First American Home Buyers Protection provides coverage for the repair or replacement of major home systems and appliances. When a covered item breaks down due to normal wear and tear, the homeowner contacts First American to file a claim. First American then dispatches a licensed and pre-screened service provider to assess and repair the issue. The homeowner pays a service call fee, which is typically lower than the cost of the repair or replacement. The warranty helps homeowners avoid unexpected expenses by providing budget protection and peace of mind. It is renewable annually and can be transferred to a new owner if the property is sold. This way, a home warranty offers comprehensive protection and convenience for homeowners in case of unexpected system or appliance failures.