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Federal Housing Finance Agency (FHFA) Customer FAQ

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What is Federal Housing Finance Agency (FHFA)'s Phone Number?

The question we are asked most often is about how to talk to Federal Housing Finance Agency (FHFA) customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Can I refinance my mortgage if I have a low credit score?

Yes, it may be possible to refinance your mortgage with a low credit score, although it could be more challenging. The Federal Housing...
Ask any question you have about Federal Housing Finance Agency (FHFA) customer service, get an answer now.
Contact Federal Housing Finance Agency (FHFA) customer service

FHA Loans

What is the Federal Housing Administration (FHA)?

The Federal Housing Administration, commonly known as FHA, is a government agency established in 1934 to provide mortgage insurance...
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What is the purpose of FHA loans?

The purpose of FHA loans, offered by the Federal Housing Administration, is to provide affordable access to homeownership for individuals...
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Who is eligible for an FHA loan?

Individuals who are eligible for an FHA loan include first-time homebuyers, as well as those who have previously owned a home. The...
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What are the benefits of an FHA loan?

An FHA loan, backed by the Federal Housing Administration, offers numerous benefits for homebuyers. First, it allows borrowers with...
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What is the maximum loan amount for an FHA loan?

The maximum loan amount for an FHA loan varies based on the location and type of property. In standard cost areas, the maximum loan...
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What is the minimum down payment required for an FHA loan?

The minimum down payment required for an FHA loan is 3.5% of the purchase price or appraised value, whichever is less. This means that...
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What are the credit score requirements for an FHA loan?

The credit score requirements for an FHA loan are relatively flexible compared to traditional mortgages. While the FHA does not have...
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Can I use an FHA loan to refinance my current mortgage?

Yes, you can use an FHA loan to refinance your current mortgage. The Federal Housing Administration (FHA) offers various refinance...
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What fees are associated with an FHA loan?

When obtaining an FHA loan, borrowers will encounter several fees. The upfront mortgage insurance premium (MIP) is a one-time payment...
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What happens if I default on an FHA loan?

If you default on an FHA loan, serious consequences may occur. The Federal Housing Administration (FHA) is responsible for insuring...
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FHFA

What is the role of the Federal Housing Finance Agency (FHFA)?

The role of the Federal Housing Finance Agency (FHFA) is to regulate and supervise the Federal Home Loan Bank System, government-sponsored...
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What is the purpose of FHFA's Home Affordable Refinance Program (HARP)?

The purpose of FHFA's Home Affordable Refinance Program (HARP) is to assist homeowners who are unable to refinance their mortgages...
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HAMP

What are the eligibility requirements for the Home Affordable Modification Program (HAMP)?

To be eligible for the Home Affordable Modification Program (HAMP), certain criteria must be met. First, the mortgage should be owned...
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Underwater Refinance

Can I refinance my mortgage if I am underwater on my loan?

Yes, it is possible to refinance your mortgage even if you are underwater on your loan. The Federal Housing Finance Agency (FHFA) offers...
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Foreclosure Assistance

What resources are available to help me avoid foreclosure?

FHFA provides several resources to help homeowners avoid foreclosure. One essential option is the Home Affordable Refinance Program...
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First-time Homebuyers

Are there any resources or programs available for first-time homebuyers?

Yes, FHFA offers resources and programs for first-time homebuyers. One of the key initiatives is the Home Affordable Refinance Program...
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Fannie Mae vs Freddie Mac

What is the difference between Fannie Mae and Freddie Mac?

Fannie Mae and Freddie Mac are both government-sponsored enterprises (GSEs) created to support the United States housing market. The...
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Mortgage Refinance

Can I refinance my mortgage if I have a low credit score?

Yes, it may be possible to refinance your mortgage with a low credit score, although it could be more challenging. The Federal Housing...
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