Can I refinance my mortgage if I have a low credit score?

Yes, it may be possible to refinance your mortgage with a low credit score, although it could be more challenging. The Federal Housing Finance Agency (FHFA) does not directly refinance mortgages, but it may have programs in place to assist homeowners with low credit scores. You should reach out to your mortgage lender or a trusted mortgage professional to explore available options. They can evaluate your specific situation and guide you on the best course of action. Keep in mind that a low credit score may result in higher interest rates or stricter refinancing terms. Working to improve your credit score over time can improve your chances of securing more favorable refinancing options.