How Do I Start Gaining Points with Discover?
If you're in the market for a new credit card, you're probably looking into rewards programs from major cards. Because these programs can earn you lots of savings on future purchases, they're an important factor in any credit card decision. The Discover rewards program can be a great choice, and we'll cover how you can start earning points with it below.
The Discover Rewards Program
The Discover rewards program is a little different from most other credit card companies. Most credit card rewards programs allow you to redeem points for merchandise and other purchases, while Discover only offers cash back. However, merchandise and other purchase redemptions are notorious for being bad values. With Discover's program, you simply get cash that you can spend on anything you want, for full value.
How to Gain Points with Discover
You can earn points in different ways, depending on which Discover card you have.
Discover it Cash Back Card, NHL Discover it Card, and Discover More Card: Get 5% cash back on purchases made in several different categories. These categories change on a regular basis, so you'll have to keep yourself updated on the list if you want to maximize your points. After $1,500 cash back in a quarter, the reward drops to 1%.
Discover it Chrome Gas & Restaurant Card, and Discover it Secured Card: Get 2% back on gas and restaurant purchases. After $1,000 cash back in a quarter, the reward drops to 1%.
Discover it Business Card: Get 1.5% back on all purchases.
Contacting Discover
If you have questions about any of Discover's rewards programs or other card inquiries, you can talk to one of Discover's customer service agents by chat, phone or help forum.
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