What steps can I take to protect myself from financial fraud or scams?

To protect yourself from financial fraud or scams, there are several important steps you can take. First, be cautious of unsolicited offers and always verify the identity of the person or organization before providing any personal or financial information. Second, regularly review your bank and credit card statements for any unauthorized charges or suspicious activity. Third, monitor your credit reports and consider placing a fraud alert or credit freeze to prevent unauthorized accounts from being opened in your name. Fourth, be wary of sharing personal information online, especially on unfamiliar websites or through unsecured networks. Fifth, never send money or provide sensitive information in response to unexpected requests or threats. Lastly, stay informed about the latest scams and fraud techniques by visiting reliable sources such as the Consumer Financial Protection Bureau's website and report any suspected fraud to local authorities and your financial institution immediately.