How long does the mortgage approval process take?

The mortgage approval process can vary in duration depending on several factors. On average, it takes around 30 to 45 days to complete the process. However, this timeline may be longer or shorter depending on various factors, such as the complexity of the application, the responsiveness of the borrower in providing necessary documents, and the current volume of applications being processed. Delays can occur if additional information or documentation is required. At CitiMortgage, we strive to expedite the process and provide clear communication throughout. Our experienced loan officers work diligently to ensure a smooth and efficient approval process. For a more accurate estimation of the timeline specific to your situation, it is recommended to speak with one of our mortgage professionals.