Can I make extra payments towards my mortgage principal?

Yes, you have the flexibility to make extra payments towards your mortgage principal with CitiMortgage. By doing so, you can potentially reduce the overall interest you'll pay over the life of your loan and pay off your mortgage sooner. Making extra payments can be done in various ways, such as increasing your monthly payment amount, making occasional lump sum payments, or setting up bi-weekly payments instead of monthly ones. However, it's important to note that specific guidelines and restrictions may apply, so it is advisable to review your loan agreement or contact CitiMortgage's customer service to understand any potential limitations or fees associated with additional payments. Remember, making extra principal payments could be a strategic financial move, but it's important to assess your personal circumstances and goals before deciding.