What are the repayment options for Citi Student Loans?

Citi Student Loans offer flexible repayment options to accommodate borrowers' financial situations. Upon completion of studies, students have a grace period of six months before repayment begins. The standard repayment plan includes fixed monthly payments over a 10-year period. However, Citi also offers alternatives such as graduated and extended repayment plans. Graduated repayment starts with lower payments that gradually increase every two years, while extended repayment stretches the repayment period up to 25 years, resulting in lower monthly payments. Additionally, borrowers may opt for income-driven repayment plans, enabling payments based on their income and family size. These options provide borrowers with the flexibility to choose a repayment plan that best suits their financial needs and helps manage their student loan debt effectively.