Citi Student Loans generally aim to provide students with accessible financing options, and as such, they typically do not charge any application fees, origination fees, or prepayment penalties. However, borrowers should be aware that some fees may apply in specific circumstances, such as late payment fees or insufficient funds fees. The actual terms and conditions of the loan can vary based on the specific loan type and agreement. For the most accurate and detailed information regarding any potential fees, it is advisable to consult the official Citi Student Loans website. This resource will provide the latest information and clarify any charges that may apply to your situation, ensuring you are fully informed before proceeding with your loan application.