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How do I recover my Chime account?

In a nutshell: Managing your finances with Chime is easy - until you get locked out of your account. Luckily, as one of the leading financial tech companies, Chime also makes it easy to recover your account.

Whether you've forgotten your password or email address, or your account has been put on hold, follow the simple steps below, and you'll soon be back to managing your money, savings, and direct debits.

Introduction

Managing your finances with Chime is easy - until you get locked out of your account. Luckily, as one of the leading financial tech companies, Chime also makes it easy to recover your account.

Whether you've forgotten your password or email address, or your account has been put on hold, follow the simple steps below, and you'll soon be back to managing your money, savings, and direct debits.

Visit the Chime homepage

Open a new tab in your web browser, enter www.chime.com, and hit Enter.

Open the login page

Click Log in in the top-right corner to navigate to the login page.

Choose Forgot your password

If you can't remember your Chime password, click on Forgot your password to begin the reset process.

You can ignore the next few steps if it's the email you used to create the account that you have forgotten. We show you how to access your account using the Forgot your email address link further down.

Enter your email address

Enter the email address associated with your Chime account. Click on Submit. Keep the next page open while you check your SMS messages.

Check your SMS inbox for a message from Chime

You should now receive an SMS message on the phone that's associated with your Chime account. Open the message and note the security code.

Enter the security code

Return to your web browser and enter the security code. Click Submit.

Reset your password

Now that you have verified your phone number, it's time to reset your password. You will receive an email from Chime with a Reset Password link. If you don't see the email in your inbox, check the junk or spam folders.

Open the email and click Reset Password. This will pull up a new browser window. Enter your new password, re-enter it, and click Submit. You should now be able to log into your Chime account. Don't forget to make a note of the new password so you don't forget it again!

Click on Forgot email address

We'll now take you through how to recover your Chime account if you've forgotten your email address. Go to chime.com, click Log in, and click on Forgot email address.

Enter your phone number

Enter the phone number registered with your Chime account. Click on Next.

Check your SMS inbox

Chime will automatically send an SMS to your registered phone number. Open the message and you should see your email address.

Log in as usual

Now that you have the email address associated with your Chime account, you can return to the homepage or login page and sign in to your account as usual.

Contact Chime customer service if your account is on hold

If it detects unusual activity on an account, Chime may place a temporary hold on it.

If you still can't log in or see a notification that your account is on hold, phone Chime customer service for assistance.

Conclusion

Being unable to get into your Chime account and manage your finances is frustrating. However, recovering your account is a simple process. If you've forgotten the password or email address you used when first creating your account, follow the steps above, and you should have access to your account in no time.

However, if your account has been placed on hold or you're struggling to recover your account, you need to contact the Chime customer service team and ask for assistance.

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Christian has been writing about long hold times and customer service call center experiences since 2010. He's been featured in Bloomberg, the Wall Street Journal and the Boston Globe.

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