What is the difference between Medicare Part A and Part B?
Asked a year ago
Medicare Part A and Part B are different parts of the Medicare program that provide different coverage. Medicare Part A is hospital insurance that helps cover inpatient care, skilled nursing facility care, hospice care, and some home health care. Most people do not have to pay a premium for Part A if they or their spouse paid Medicare taxes while working. Medicare Part B is medical insurance that helps cover services from doctors, outpatient care, medical supplies, and preventive services to maintain or prevent illness. Unlike Part A, Part B requires most beneficiaries to pay a premium. Part B is optional and has a monthly premium determined by income. It is important to understand each part's coverage and costs to make informed decisions about which parts to choose.
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