What is Medicare?

Medicare is a federal health insurance program that primarily caters to individuals aged 65 and above, although it also covers certain disabled individuals. It helps provide affordable medical coverage and assists in accessing necessary health services. Medicare is divided into different parts, each with its own coverage areas. Part A mainly covers hospital expenses, while Part B offers coverage for doctor visits, outpatient care, and medical supplies. Part C, also known as Medicare Advantage, combines Parts A and B, and may include additional benefits like prescription drug coverage. Part D is a separate prescription drug plan that can be purchased to supplement Original Medicare. Medicare aims to ensure that eligible individuals receive essential healthcare services without overwhelming financial burdens.