How Do I Renew My Health Care with Blue Cross Blue Shield?

Health insurance is an important piece of your overall wellness plan, so you want to make sure you do not have a lapse in coverage. If you are a Blue Cross Blue Shield member you could be asking yourself, "How do I renew my health care with Blue Cross Blue Shield?" You can talk to a Blue Cross Blue Shield agent here, and you can keep reading for information on renewing your policy.

Key Points to Consider

1. Just like you need an annual wellness check, so does your insurance. Look at your current policy and see if it is meeting your needs. If it isn't then open enrollment is the time to make those changes. If it is meeting your needs, then during open enrollment you can renew your policy as it is.
2. Review the monthly premiums, co-pays, deductibles, out of pocket maximums, networks and what preventative care is covered in your policy.
3. When you are renewing your policy, you may be reminded of some benefits you have that you didn't take advantage of such as health club memberships, coaching and discounts. The annual insurance policy checkup is a good time to review what your policy brings to the table.
4. You have the choice to renew your Blue Cross Blue Shield policy or not. If you are choosing to not renew, make sure you have coverage to avoid a gap.
5. Open enrollment usually runs from November 1 to December 15 each year, so you have a small window of opportunity to make changes needed on your policy. If you experience a major life event, such as a marriage, divorce, death, birth of a child or adoption, you can make those specific changes to your plan at the time of the event.

Renewing your Blue Cross Blue Shield Policy

You can renew your Blue Cross Blue Shield policy by following these steps:

1. From the website, log in to "Manage Your Policy." Upon login, Blue Cross Blue Shield may display a lower cost policy for you and your family. Review the coverage you have and compare it to the lower cost policy to see which is best for you.
2. Click "Make Changes to this Plan."
3. Click "Renewal Plan."
4. If you wish to compare plans, before finalizing renew click on "Compare This Plan" to see a side by side look at what the new plans offer compared to your current plan.
5. Make sure your current provider(s) will still be in the Blue Cross Blue Shield network.
6. If you are happy with your current plan, simply keep on paying your premiums and your plan will automatically renew.
7. If you want to change your plan, follow the prompts at "GetBlueNC" to update your coverage.

Renewing your Blue Cross Blue Shield plan is an easy process. To get started contact customer service here and make sure you have the health insurance coverage you and your family deserve.