How Do I Get Amica to Lower My Rate?

If you have AMICA auto insurance, you might be able to get one or more of their discounts. These include going without filing a claim for long enough, taking an approved defensive driving course, installing approved anti-theft devices, getting good grades, taking approved driver training courses, bundling your AMICA policies, and more. After reading about the discounts available, you can contact AMICA to see what you qualify for.

Dec 9, 2022

If you get your auto insurance from AMICA and you are looking for a way to spend less, you probably qualify for at least one of the company's discounts. AMICA offers a generous array of discounts, much more than many other auto insurance companies. Read on to learn about some of the things you can do to get a lower rate.

Just Wait

If you stay with AMICA for at least two years, you will get a discount.

Be Careful

If you go without filing any claims other than for towing and for glass replacement for three years, you will qualify for a discount.

Be a Good Student

If you go to college, you could get a discount if you get high enough grades. If your grades could be higher, it's time to get studying.

Sign Up for Auto-Pay

When you sign up for auto-pay, AMICA will give you a discount. After all, you've just made it easier for them to receive your payments.

Bundle Your AMICA Policies

If you have other insurance policies from AMICA, bundle them together into one comprehensive policy. For doing so, AMICA will give you a discount and you will make managing your AMICA insurance coverage easier.

Install an Approved Anti-Theft Device

If you install an approved anti-theft device, AMICA will discount your rate.

Complete an Approved Driver Training Course

If you are a young driver, you can get a discount by completing additional driver training at an approved course.

Take an Approved Defensive Driving Course

For drivers of any age, AMICA will lower your rate if you take an approved defensive driving course.

Pay Your Premium in Full

You will get a lower rate if you pay your year's premiums upfront instead of month by month because AMICA will not have to invest time and money in billing throughout the year.

Contact AMICA

If you have any questions for AMICA, contact an AMICA representative. You can do so by phone, by help desk, by email, or in one of several chat rooms .

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How Do I Get Amica to Lower My Rate?

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