How Do I Get Allstate to Lower My Rate?

Remember the tagline "you're in good hands with Allstate?" This is exemplified by Allstate's dedication to its customers and the variety of insurance products offered. However, not everyone can afford the rate given by Allstate. What options do you have if you're already a customer to lower your rate and what do you do if you're a potential customer?

Options for Current Customers

If you already have at least one policy with Allstate, chances are you qualify for one of the many available discounts. For auto policyholders, there's a new car discount if you're the first owner of your car. There's also a multiple policy discount, and there are possible savings if you can bundle. You can also lower your rate if your car has anti-lock brakes and anti-theft equipment installed. Your rate can also be potentially lowered if you enroll in electronic statements, autopay or pay in full.

Allstate also rewards you for responsibility: Did you know that you can receive a discount if you pay your premium on time, without receiving a cancellation notice in the past 12 months?

There's also opportunities if you're a responsible driver. Allstate has a Safe Driving Club, it may be a good idea to call Allstate's customer service representatives to learn more about this or any other discount this guide covers.

Since Allstate does offer other insurance products besides auto, rest assured that you can find similar discount options for home, renters, condo and business insurance, just to name a few. For example, you will find your rates can be lowered if you have multiple policies or engage in responsible payments as in a payment plan or you pay on time. There are also discounts for having a security system installed in your home or being your home's first owner.

You may even save 10% each year for having your home insurance policy with Allstate.

Options for Potential Customers

Naturally, if you're not a customer of Allstate yet, you're going to have questions about how to ensure that you'll get the best rate for your insurance premium. It goes without saying that research is needed. Explore Allstate's website for yourself to see what discounts you qualify for and use the get a quote tool to get your estimate. Some people like to talk to someone and that's fine too. That's a reason why good customer service is always important to cultivate in any business. Feel free to call Allstate to get more information. For example, Allstate offers an Early Signer Discount for signing your policy seven or more days before it goes into effect, not many companies offer a discount like that.

Please call Allstate if you have questions.