How Do I Set Up a Payment Arrangement with Affirm?

In a nutshell: Affirm is an American company that offers pay-later services for in-store and online purchases. To set up a payment arrangement with Affirm.com, open the Affirm Mobile Application, click "Manage" to view your account balance and past loans, return to the homepage to arrange payment with a specific store, click "Pay With a One-Time Use Virtual Card," enter the purchase amount, save the card to your phone, add it to your Apple Pay, and contact Affirm.com customer support if needed. Affirm.com provides convenient lending services and competitive interest rates.

Introduction

Affirm is an American Public company offering pay-later services for in-store and online purchases. You can access its lending solutions through a virtual or physical card and a payment link at online checkouts. It generates its revenue from interest charges or from applying merchant service fees. If you’d like to set up a payment arrangement with Affirm.com, here’s how to do it.

Open the Affirm Mobile Application

The best way to manage your payments on Affirm.com is through the mobile application. Scroll through your mobile apps and open the Affirm mobile app. Ensure the application is updated to the latest version to facilitate a smooth process.

How Do I Set Up a Payment Arrangement with Affirm? (Step 1)

Click “Manage”

The bottom of the app screen provides a few options, including home, shop, manage and save. Select the “Manage” option to proceed. The manage section reveals your account balance and current and past loans.

How Do I Set Up a Payment Arrangement with Affirm? (Step 2)

Return to the Homepage

After assessing your current and past loans, return to the home page to arrange payment. Affirm lets you arrange payment with stores like Walmart, Target and Nike. Once on the homepage, click the “Search” section to search for a store. You should pick a store you’d like to visit later and purchase in-store or online items. Enter the name of your store and wait for the results.

How Do I Set Up a Payment Arrangement with Affirm? (Step 3)

Click “Pay With a One-Time Use Virtual Card”

Because you will use a debit card to make the payments, click the option “Pay With a One-Time Use Virtual Card.”

How Do I Set Up a Payment Arrangement with Affirm? (Step 4)

Enter the Purchase Amount

Once you choose to pay with a one-time card, you must enter the amount you want to use for the purchase. The total amount must contain the tax and shipping fees. Any unused amount gets refunded. Enter the amount you’d wish to spend in figures and click “Continue.” The amount you enter will differ depending on the store you’re buying from. To ensure all the arrangements you’ve made stay intact, click “Save to Your Phone.”

How Do I Set Up a Payment Arrangement with Affirm? (Step 5)

Save to Your Phone

Once you click continue, Affirm.com adds the virtual card to your wallet. The next page notifies you that your Affirm virtual card is ready. It displays the amount of money the card holds and the merchant's name where you can spend it. You’ll be able to see the card number, expiry period and CVV.

How Do I Set Up a Payment Arrangement with Affirm? (Step 6)

Add It to Your Apple Pay

The next step involves adding the virtual card to your Apple Pay or wherever you’ll use it for payment. Just visit the payment details section on your Apple Pay or any other merchant and provide the virtual card details. From there, you can go to the shop and use Apple Pay like you would use any other card and hold it near the reader. Once your payment is processed successfully, any excess amount will be refunded on the expiry of the virtual card.

Contact Affirm.com Support

If you fail to arrange the payment successfully, you can contact Affirm.com customer support. Visit the Affirm.com website and click the “Help” button. This opens up the help center, where you can access various resources to help you out.

How Do I Set Up a Payment Arrangement with Affirm? (Step 8)

Conclusion

Affirm.com is a reputable lender known for its convenient lending services and competitive interest rates. Setting up a payment arrangement is straightforward, and you can do it from anywhere. You can follow the discussed steps and have your payment needs met. If you need further help completing the procedure, contact Affirm.com customer support.

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