How long is the approval process for an Affirm loan?

The approval process for an Affirm loan is quick and efficient. In most cases, you can receive a loan decision within seconds. Affirm uses advanced technology to assess your creditworthiness in real-time, enabling a swift approval process. The process involves a soft credit check, which won't impact your credit score, allowing you to explore loan options without any worry. However, in some cases, Affirm may require additional information to help make a decision. If this happens, you will be prompted to provide some additional details which can be easily uploaded online. Overall, Affirm's approval process is designed to provide a seamless and speedy experience, ensuring you can access the funds you need in a timely manner.