AFLAC policies are generally not transferable from one individual to another. Insurance policies are designed to be personal contracts between AFLAC and the policyholder, meaning that the rights, benefits, and responsibilities under the policy are specific to the individual named in the contract. However, circumstances may vary based on policy type and specific terms.
Some policies may allow for certain changes, such as designated beneficiaries, but transferring ownership entirely is typically not permitted. If you are considering changes or need further clarification on policy specifics, it might be helpful to consult the policy documents or explore the official AFLAC website for more detailed information regarding policies and potential options available to you.