How Do I Get AAA to Lower My Rate?
AAA offers auto and home insurance coverage at competitive market rates. You get several discounts like bundling discounts, safe driving discounts, multi-vehicle discounts, and early buying discounts. You can explore the discounts and benefits you are eligible for by vising the official website or customer service representative.
Bundle Your Insurance Policies
Bundling can lower your AAA insurance rate. You can save up to 25% on your home insurance and 12% on your auto insurance by bundling your policies.
Multi-Vehicle Discounts
If you have more than one vehicle, you could opt for multi-vehicle discounts. You can minimize your insurance price by choosing AAA auto insurance for all your vehicle insurance needs. The cost of insurance would depend on the size and price of the vehicle, the policy's coverage limit, the policy term, and other similar factors. Multi-vehicle discounts are not only convenient, but they also come with practical benefits. Members can save up to 20% on select coverage with multi-vehicle discounts.
Discounts for Safe Driving Behavior
Drivers who have good driving records and take necessary safety precautions may be eligible for safety discounts. The organization's certified technicians will inspect your vehicle to ensure that seatbelts, airbags, and other relevant safety systems are installed.
Choose Long-Term Insurance Policies
Suppose you are looking for ways for lowering your AAA insurance rate; it's best to choose long-term insurance policies over short-term auto insurance policies. You can save up to 34% by choosing an insurance policy with a term life of over three years. Long-term insurance policies may also be cheaper than standard insurance policies. If you are sure that you will not sell your vehicle immediately, it's recommended you opt for long-term insurance coverage.
Purchase Early
Members who purchase their new insurance policies at least a week before the expiration of their old insurance policies are eligible for advance purchase discounts. You could save up to 5% on total coverage by buying the policy in advance.
Discuss With Your Insurance Agent
Your insurance agent will help you study and determine your insurance needs and find appropriate policies. The agent will also help you find ways to lower your insurance rates. You can contact expert insurance agents affiliated with the club by calling the club's official phone number available in the GetHuman Directory.
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