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Wachovia Mortgage Customer FAQ

Top Answers & How-to Guides

What is Wachovia Mortgage's Phone Number?

The question we are asked most often is about how to talk to Wachovia Mortgage customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Is mortgage insurance required for Wachovia mortgages?

No, mortgage insurance is not required for Wachovia mortgages. Wachovia offers mortgage options that allow borrowers to avoid the need...
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Application Process

How can I check the status of my mortgage application?

To check the status of your mortgage application, you can contact our customer service team. You will need to provide your full name,...
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Can I apply for a mortgage with Wachovia online?

Yes, you can easily apply for a mortgage with Wachovia online. Our user-friendly online platform allows you to conveniently complete...
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What documents are required for the mortgage application process?

To initiate the mortgage application process with Wachovia Mortgage, you'll need to gather a few essential documents. These include...
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Mortgage Types

What types of mortgages does Wachovia offer?

Wachovia Mortgage offers a range of mortgage options tailored to suit various needs. We provide both fixed-rate and adjustable-rate...
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Eligibility Criteria

What is the minimum credit score required for a Wachovia mortgage?

The minimum credit score required for a Wachovia mortgage is typically 620. However, it is important to note that credit scores are...
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What is the maximum loan-to-value ratio Wachovia allows?

Wachovia Mortgage allows a maximum loan-to-value (LTV) ratio of 85%. This means that borrowers can finance up to 85% of the appraised...
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Interest Rates

What is the current interest rate for Wachovia mortgages?

The current interest rate for Wachovia mortgages can vary based on different factors such as the type of mortgage, credit score, loan...
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Prepayment and Penalties

Is there a prepayment penalty for Wachovia mortgages?

No, there is no prepayment penalty for Wachovia mortgages. We understand that circumstances may change, and you may choose to pay off...
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Approval Time

How long does it typically take to get approved for a Wachovia mortgage?

The time it takes to get approved for a Wachovia mortgage varies depending on several factors. Typically, the process takes around...
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Property Valuation

Can I choose my own appraiser for the property valuation?

Yes, as a borrower with Wachovia Mortgage, you have the ability to choose your own appraiser for the property valuation. Wachovia understands...
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Repayment Options

What options are available for mortgage repayment with Wachovia?

Wachovia Mortgage offers various options for mortgage repayment to suit individual needs. Customers can opt for traditional fixed-rate...
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Insurance Requirement

Is mortgage insurance required for Wachovia mortgages?

No, mortgage insurance is not required for Wachovia mortgages. Wachovia offers mortgage options that allow borrowers to avoid the need...
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Ask any question you have about Wachovia Mortgage customer service. We will do our best to get you answers right away.
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