What is the minimum credit score required for a Wachovia mortgage?

The minimum credit score required for a Wachovia mortgage is typically 620. However, it is important to note that credit scores are not the only factor considered during the mortgage application process. Other factors such as income, employment history, and debt-to-income ratio also play a role in determining eligibility. Wachovia Mortgage takes a comprehensive approach in evaluating applicants and considers their overall financial stability and ability to repay the loan. It is advisable to reach out to a Wachovia Mortgage representative for a personalized assessment of your financial situation and to explore available options based on your credit score and other relevant factors.