What options are available for mortgage repayment with Wachovia?

Wachovia Mortgage offers various options for mortgage repayment to suit individual needs. Customers can opt for traditional fixed-rate mortgages with consistent monthly payments over the loan term, providing stability and predictability. Alternatively, adjustable-rate mortgages are available, offering initially lower rates that can later adjust based on market conditions. For those seeking flexibility, Wachovia also offers interest-only mortgages that allow borrowers to pay only the interest for a certain period, reducing monthly payments. Additionally, borrowers can explore specialized loan programs, such as government-backed FHA or VA mortgages, with lower down payment requirements. Wachovia Mortgage aims to provide a range of options to help customers find the repayment plan that best fits their financial situation and goals.