What is the maximum loan-to-value ratio Wachovia allows?

Wachovia Mortgage, now part of Wells Fargo, typically allows varying loan-to-value ratios depending on the type of loan and individual borrower criteria. Generally, a loan-to-value ratio, or LTV, measures the loan amount as a percentage of the property's value. Many conventional loans from Wachovia may have an LTV ratio limit of up to 80 percent for primary residences, but it could go as high as 95 percent in certain circumstances, such as with specific loan programs designed for first-time homebuyers or those with less capital for a down payment. For investment properties, the maximum LTV could be lower. It is essential for borrowers to research the specific loan products, as requirements can change and may include additional factors such as credit score, debt-to-income ratio, and property type. For the most accurate and up-to-date information on available loan products and their respective LTV limits, interested parties may visit the current Wells Fargo website for further details.