What is the maximum loan-to-value ratio Wachovia allows?
Asked a year ago
Wachovia Mortgage allows a maximum loan-to-value (LTV) ratio of 85%. This means that borrowers can finance up to 85% of the appraised value or purchase price of the property, whichever is lower. However, it is important to note that the exact LTV ratio may vary based on the specific mortgage product and borrower's creditworthiness. Wachovia aims to provide flexible financing options while ensuring responsible lending practices. Customers are encouraged to contact Wachovia Mortgage for personalized details on loan-to-value ratios, eligibility criteria, and to explore the best mortgage options tailored to their individual needs and circumstances.
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