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How does insurance work on Turo?

Asked 2 years ago
Insurance on Turo is designed to provide protection for both hosts and guests during the rental process. Turo offers several protection plans, which can vary based on the level of coverage desired. Hosts can choose from different plans that determine the amount of insurance coverage for their vehicles and the percentage of rental income they keep. These plans typically cover aspects such as damage to the vehicle, liability coverage, and expenses related to theft. For guests renting a vehicle, Turo also provides the option to purchase insurance at the time of booking. This coverage protects guests against potential liabilities and damages that may occur while they are using the vehicle. Guests can select different levels of protection based on their preferences and needs, which allows for flexibility depending on individual circumstances. In the event of an accident or damage, both hosts and guests are typically required to report the incident to Turo promptly. The company will then assist in reviewing the situation and guiding both parties through the claims process. It is important for both hosts and guests to thoroughly review the details of their chosen insurance plans as well as Turo's policies to understand what is covered and any potential exclusions. For additional information about specific coverage details and to find the most up-to-date options, it is advisable to visit Turo's official webpage.
Answered Jul 2nd 2025

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