If you have discovered that your SoFi account has the wrong balance, there are several things you should do. If a Direct Deposit was made to the wrong account, your employer needs to fix it. If your account was hacked, you need to change your password for security. You may want to make reports to the police and the FTC. You should also bring the problem to SoFi's attention.
You're probably a little panicked if you just checked your SoFi account and found that it has the wrong balance. After all, a deposit or sale could have gone wrong due to an error either on your part or on the part of SoFi. Your account might have been hacked. Some strange computer error could have shorted your account. You need to take action quickly.
Before doing anything else, be sure you are right about the balance error. Make sure you didn't simply forget a transaction or do the math wrong.
If your account was hacked, you should change your password so the hacker cannot continue accessing your account. To change your password, take these steps:
If you are sure your account was hacked, you may want to report it to the police. It is a crime, and the police may be able to stop the culprit from doing it again.
If your account balance is incorrect because someone hacked it, and if they made trades in your name, you might also want to make a report to the FTC. It has a mission to stop such practices. You can make the report here.
If your account balance is wrong because your Direct Deposit was sent to the wrong account, then you need to talk to your employer. Explain the error and ask them to recall the deposit. Give them the correct account information so they can make the deposit to the right one.
After you have determined that the balance is wrong and that it is not the result of a Direct Deposit error, you should gather any evidence you have that your balance is wrong, such as transaction records.
If you believe your account balance is wrong because someone hacked it or because of some error on SoFi's part, then you need to contact SoFi and alert the people there to the problem. If it is due to a mistake you made, a SoFi representative may be able to help you fix it. You can reach a SoFi customer service representative by phone. There are no options for online contact. You can then ask that representative who you need to talk to. You may need to call back when the relevant departments are open.
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