What is the difference between Medicare Part A and Part B?

Medicare is divided into different parts, each serving distinct purposes. Medicare Part A primarily covers inpatient hospital services. This includes stays in hospitals, skilled nursing facilities, hospice care, and some home health care services. Most individuals qualify for Part A without having to pay a premium if they or their spouse have worked and paid Medicare taxes for a set number of years. It is often referred to as hospital insurance, as it offers coverage for services related to inpatient care. On the other hand, Medicare Part B focuses on outpatient care and preventive services. It covers doctor visits, outpatient hospital services, some home health care, durable medical equipment, and preventive services such as screenings and vaccinations. Unlike Part A, Medicare Part B typically requires a monthly premium. It is considered medical insurance and plays a vital role in ensuring access to essential healthcare services that do not require hospitalization. In summary, the primary difference between Medicare Part A and Part B lies in the types of services they cover. Part A is geared toward inpatient care, while Part B addresses outpatient services and preventive care. Beneficiaries often enroll in both parts to achieve comprehensive healthcare coverage. Individuals who want more specific details or wish to explore further aspects of Medicare can find helpful resources and information by visiting the official Medicare website.