Can I have both Medicare and Medicaid?

Yes, it is possible to have both Medicare and Medicaid at the same time. This situation is often referred to as being "dually eligible." Individuals who qualify for both programs can benefit from the services and coverage provided by each. Medicare generally serves people who are aged sixty-five and older or those who have specific disabilities, while Medicaid is designed for individuals with limited income and resources, offering assistance based on financial need. When someone is dually eligible, Medicare typically serves as the primary insurance, while Medicaid may cover some costs that Medicare does not, such as premiums, deductibles, copayments, and certain long-term care services. This combination can significantly reduce the out-of-pocket costs for eligible individuals, allowing them better access to health care services. It is important to note that eligibility for Medicare and Medicaid depends on specific criteria, which can vary by state. To learn more about how this works in detail, individuals can visit the official website of the Centers for Medicare & Medicaid Services. This site contains valuable information about eligibility, benefits, and coverage options for both programs.