How do I talk to a human at this Fidelity Investments number?
Press 0. For help with ATM and debit cards
Does this phone number work 24/7?
Yes! This phone number operates 24 hours a day, 7 days a week.The least busy day is Friday, and the most busy day is Wednesday.See below for more and to learn where this data comes from.
How long will I have to wait to speak to Fidelity Investments ATM & Debit Cards?
The average hold time is 2 minutes.The longest hold times are on Wednesday, and the shortest are on Monday.
This is the #3 most popular Fidelity Investments phone number out of 3. Click above to go back to the main customer service number and other contact information, including Fidelity Investments email addresses, twitter handles, and live chat options.
Press 1 (Customer). Next, say, "Representative." Say, "Representative," again. Menu: Enter your net benefits username if you have one or enter your social security number followed by the pound key.See details
Ignore prompt for social security number; press ### Menu: Enter your net benefits username if you have one or enter your social security number followed by the pound key.See details
How do I get through the phone menu to a real live person?
GetHuman researchers routinely call this Fidelity Investments phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 0. For help with ATM and debit cards
Here is how our research team describes the way the Fidelity Investments phone system greets you: Please enter your 16-digit card number that is imprinted on the card.
Below are some clips we've found from Fidelity Investments's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:
They may ask you to enter information with the dial pad
"Thank you for calling Fidelity debit card services.
To facilitate this call, please have your card number and Social Security number available.
Please wait as we process your call. Thank you.
Thank you. Please enter your sixteen digit card number imprinted on the card."
Excerpt from a call with Fidelity Investments
Thursday, August 20, 2026 5:57 PM
What are the hours and when should I call?
Fidelity Investments operates the call center for this 800-323-5353 phone number 24 hours, 7 days. The short answer is that you should call on a Friday.This observation and the following section are based on analysis of a sample set of 838 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Fidelity Investments phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Fidelity Investments staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call Fidelity Investments is Friday.The most busy day to call Fidelity Investments is Wednesday. Again, this is based on a sample of 838 calls made with our AI-powered, web-based phone in the last 90 days.
The shortest wait on hold
We measured the shortest hold times to be on Monday.The longest wait in the queue on average occurs on Wednesday.
The best time to call
In summation, the best day to call Fidelity Investments is Friday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Fidelity Investments staffs the call center well on Friday.